i'm stacy barnett from illinois and i am a cheapskate. one of the things i was spending the most money on was beauty products. so i started doing some research online and found not only great cheap products but also products that you can make at home. it saved me so much money. >> stacy has a great story. she worked her way out of i think $165,000 worth of debt. what is she doing right? she did. the important thing about stacy's story is she's finding little incremental ways to save on things that add up over time. do you know if you live close enough to where you work, could washing everyd walk everyday, over the course of your career you'd save half a million dollars during the course of your career and have a great looking pair of legs. >> and before you retire yourself, let's listen to what this family had to say. >> hey, we're jonathan and sherry from jackson, mississippi. >> our retirement plans include being 100% debt free including our house by the age of 40, only four years away and understand how easy it would be to enjoy retire